/* ============================================================
   ZILOH EXCHANGE — International Currency Exchange
   Global Stylesheet (Vanilla CSS3)
   Palette: Navy #0A1E3F / #0D2650 · White #FFFFFF · Gold #C9A227
   ============================================================ */

/* ---------- Design Tokens ---------- */
:root {
  --navy: #0a1e3f;
  --navy-2: #0d2650;
  --navy-3: #123066;
  --navy-ink: #06122a;
  --gold: #c9a227;
  --gold-2: #e3c04b;
  --gold-soft: #f4e6bd;
  --white: #ffffff;
  --off-white: #f6f8fc;
  --slate: #5b6b85;
  --slate-light: #93a1ba;
  --border: #e4e9f2;
  --shadow-sm: 0 4px 14px rgba(10, 30, 63, 0.08);
  --shadow-md: 0 12px 34px rgba(10, 30, 63, 0.14);
  --shadow-gold: 0 10px 28px rgba(201, 162, 39, 0.28);
  --radius: 16px;
  --radius-sm: 10px;
  --font-head: "Sora", sans-serif;
  --font-body: "Inter", sans-serif;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --container: 1180px;
}

/* ---------- Reset & Base ---------- */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 92px;
}

body {
  font-family: var(--font-body);
  color: var(--navy);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

h1, h2, h3, h4 {
  font-family: var(--font-head);
  line-height: 1.22;
  color: var(--navy);
}

.container {
  width: min(100% - 2.5rem, var(--container));
  margin-inline: auto;
}

.section {
  padding: 96px 0;
}

.section--tint {
  background: var(--off-white);
}

.section--navy {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 60%, var(--navy-3) 100%);
  color: var(--off-white);
}

.section--navy h1,
.section--navy h2,
.section--navy h3,
.section--navy p {
  color: var(--white);
}

/* ---------- Typography Helpers ---------- */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1rem;
}

.eyebrow::before {
  content: "";
  width: 34px;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
}

.section-title {
  font-size: clamp(1.9rem, 3.4vw, 2.7rem);
  font-weight: 800;
  margin-bottom: 1rem;
}

.section-title span {
  background: linear-gradient(90deg, var(--gold), var(--gold-2));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.section-lead {
  color: var(--slate);
  max-width: 640px;
  font-size: 1.05rem;
}

.section--navy .section-lead {
  color: #c7d2e6;
}

.section-head {
  margin-bottom: 3.5rem;
}

.section-head--center {
  text-align: center;
}

.section-head--center .section-lead {
  margin-inline: auto;
}

.section-head--center .eyebrow {
  justify-content: center;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  padding: 0.95rem 2rem;
  border-radius: 999px;
  font-family: var(--font-head);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  border: 2px solid transparent;
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}

.btn svg {
  width: 18px;
  height: 18px;
  flex: none;
}

.btn--gold {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-2) 100%);
  color: var(--navy-ink);
  box-shadow: var(--shadow-gold);
}

.btn--gold:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 36px rgba(201, 162, 39, 0.42);
}

.btn--navy {
  background: var(--navy);
  color: var(--white);
}

.btn--navy:hover {
  background: var(--navy-3);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.btn--outline {
  border-color: rgba(255, 255, 255, 0.5);
  color: var(--white);
}

.btn--outline:hover {
  border-color: var(--gold);
  color: var(--gold-2);
  transform: translateY(-3px);
}

.btn--outline-navy {
  border-color: var(--navy);
  color: var(--navy);
}

.btn--outline-navy:hover {
  background: var(--navy);
  color: var(--white);
  transform: translateY(-3px);
}

.btn--whatsapp {
  background: #20b358;
  color: var(--white);
}

.btn--whatsapp:hover {
  background: #189a4a;
  transform: translateY(-3px);
  box-shadow: 0 14px 32px rgba(32, 179, 88, 0.38);
}

.btn--block {
  width: 100%;
}

/* ============================================================
   HEADER / NAVIGATION
   ============================================================ */
.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 1000;
  background: rgba(10, 30, 63, 0.85);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  transition: var(--transition);
}

.site-header.scrolled {
  background: rgba(8, 24, 50, 0.96);
  box-shadow: 0 8px 30px rgba(6, 18, 42, 0.45);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 78px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--white);
  letter-spacing: 0.02em;
}

.brand-mark {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--gold), var(--gold-2));
  color: var(--navy-ink);
  font-size: 1.25rem;
  font-weight: 800;
  box-shadow: var(--shadow-gold);
}

.brand small {
  display: block;
  font-size: 0.6rem;
  font-weight: 600;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--gold-2);
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-link {
  position: relative;
  font-size: 0.92rem;
  font-weight: 500;
  color: #d5deee;
  padding: 0.4rem 0;
  transition: color var(--transition);
}

.nav-link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -2px;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: width var(--transition);
}

.nav-link:hover,
.nav-link.active {
  color: var(--white);
}

.nav-link:hover::after,
.nav-link.active::after {
  width: 100%;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.nav-actions .btn {
  padding: 0.68rem 1.5rem;
  font-size: 0.86rem;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  z-index: 1100;
}

.nav-toggle span {
  width: 26px;
  height: 2.5px;
  border-radius: 3px;
  background: var(--white);
  transition: var(--transition);
}

.nav-toggle.open span:nth-child(1) {
  transform: translateY(7.5px) rotate(45deg);
}

.nav-toggle.open span:nth-child(2) {
  opacity: 0;
}

.nav-toggle.open span:nth-child(3) {
  transform: translateY(-7.5px) rotate(-45deg);
}

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  padding: 178px 0 110px;
  color: var(--white);
  background:
    radial-gradient(900px 480px at 85% -10%, rgba(201, 162, 39, 0.22), transparent 60%),
    radial-gradient(700px 500px at -10% 110%, rgba(46, 96, 190, 0.35), transparent 60%),
    linear-gradient(150deg, var(--navy-ink) 0%, var(--navy) 55%, var(--navy-3) 100%);
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(circle at 50% 30%, black 30%, transparent 75%);
  pointer-events: none;
}

.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 4rem;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.45rem 1.1rem;
  border-radius: 999px;
  border: 1px solid rgba(201, 162, 39, 0.45);
  background: rgba(201, 162, 39, 0.1);
  color: var(--gold-2);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  margin-bottom: 1.5rem;
}

.hero-badge .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #38d47a;
  box-shadow: 0 0 0 4px rgba(56, 212, 122, 0.18);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(56, 212, 122, 0.35); }
  50% { box-shadow: 0 0 0 7px rgba(56, 212, 122, 0); }
}

.hero h1 {
  color: var(--white);
  font-size: clamp(2.3rem, 5vw, 3.7rem);
  font-weight: 800;
  margin-bottom: 1.25rem;
}

.hero h1 .gold {
  background: linear-gradient(90deg, var(--gold), var(--gold-2) 60%, var(--gold));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero p.lead {
  color: #c2cfe4;
  font-size: 1.1rem;
  max-width: 540px;
  margin-bottom: 2.2rem;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
  margin-bottom: 2.6rem;
}

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 1.6rem;
}

.hero-trust li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.86rem;
  color: #b8c6de;
}

.hero-trust svg {
  width: 18px;
  height: 18px;
  color: var(--gold-2);
  flex: none;
}

/* ---------- Hero Converter Card ---------- */
.hero-card {
  position: relative;
  background: rgba(255, 255, 255, 0.97);
  color: var(--navy);
  border-radius: 22px;
  padding: 2rem;
  box-shadow: 0 30px 70px rgba(4, 12, 28, 0.5);
}

.hero-card::before {
  content: "";
  position: absolute;
  inset: -2px;
  border-radius: 24px;
  background: linear-gradient(135deg, var(--gold), transparent 40%, transparent 60%, var(--gold));
  z-index: -1;
}

.hero-card__head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.4rem;
}

.hero-card__head h3 {
  font-size: 1.15rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.hero-card__head h3 svg {
  width: 20px;
  height: 20px;
  color: var(--gold);
}

.live-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: #178a48;
  background: #e6f8ee;
  padding: 0.3rem 0.75rem;
  border-radius: 999px;
}

.live-pill .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #20b358;
  animation: pulse 2s infinite;
}

.converter label {
  display: block;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--slate);
  margin-bottom: 0.4rem;
}

.converter .field {
  display: flex;
  gap: 0.6rem;
  margin-bottom: 1rem;
}

.converter input,
.converter select {
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--navy);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 0.85rem 1rem;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  background: var(--white);
}

.converter input {
  flex: 1.4;
  min-width: 0;
}

.converter select {
  flex: 1;
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230a1e3f' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.9rem center;
  padding-right: 2.2rem;
}

.converter input:focus,
.converter select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(201, 162, 39, 0.15);
}

.swap-btn {
  align-self: center;
  flex: none;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1.5px solid var(--border);
  background: var(--off-white);
  color: var(--navy);
  cursor: pointer;
  display: grid;
  place-items: center;
  transition: var(--transition);
  margin-top: 1.15rem;
}

.swap-btn:hover {
  background: var(--gold);
  color: var(--navy-ink);
  transform: rotate(180deg);
  border-color: var(--gold);
}

.swap-btn svg {
  width: 18px;
  height: 18px;
}

.converter-result {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-sm);
  padding: 1.05rem 1.2rem;
  margin-bottom: 1.2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.converter-result .amount {
  font-family: var(--font-head);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--gold-2);
}

.converter-result .rate {
  font-size: 0.78rem;
  color: #aebbd4;
  text-align: right;
}

/* ---------- Rate Ticker ---------- */
.ticker-strip {
  background: var(--navy-ink);
  border-top: 1px solid rgba(201, 162, 39, 0.35);
  padding: 0.85rem 0;
  overflow: hidden;
}

.ticker-track {
  display: flex;
  gap: 3.5rem;
  width: max-content;
  animation: ticker 38s linear infinite;
}

.ticker-strip:hover .ticker-track {
  animation-play-state: paused;
}

@keyframes ticker {
  to { transform: translateX(-50%); }
}

.ticker-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.86rem;
  color: #c8d3e6;
  white-space: nowrap;
}

.ticker-item b {
  color: var(--white);
  font-family: var(--font-head);
}

.ticker-item .pair {
  color: var(--gold-2);
  font-weight: 700;
}

.up { color: #2fd77f; }
.down { color: #ff6b7a; }

/* ============================================================
   STATS BAR
   ============================================================ */
.stats-bar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  padding: 3rem 0;
}

.stat {
  text-align: center;
  position: relative;
}

.stat:not(:last-child)::after {
  content: "";
  position: absolute;
  right: -1rem;
  top: 15%;
  height: 70%;
  width: 1px;
  background: var(--border);
}

.stat .num {
  font-family: var(--font-head);
  font-size: clamp(1.9rem, 3vw, 2.6rem);
  font-weight: 800;
  color: var(--navy);
}

.stat .num em {
  font-style: normal;
  color: var(--gold);
}

.stat .lbl {
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--slate);
  margin-top: 0.3rem;
}

/* ============================================================
   SERVICES
   ============================================================ */
.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.6rem;
}

.service-card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2.2rem 1.8rem;
  transition: var(--transition);
  overflow: hidden;
}

.service-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-2));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.45s ease;
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: transparent;
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-icon {
  width: 60px;
  height: 60px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--navy), var(--navy-3));
  color: var(--gold-2);
  margin-bottom: 1.4rem;
  transition: var(--transition);
}

.service-icon svg {
  width: 28px;
  height: 28px;
}

.service-card:hover .service-icon {
  background: linear-gradient(135deg, var(--gold), var(--gold-2));
  color: var(--navy-ink);
  transform: rotate(-6deg) scale(1.05);
}

.service-card h3 {
  font-size: 1.15rem;
  margin-bottom: 0.6rem;
}

.service-card p {
  font-size: 0.92rem;
  color: var(--slate);
  margin-bottom: 1.1rem;
}

.service-card .link-more {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--gold);
}

.service-card .link-more svg {
  width: 15px;
  height: 15px;
  transition: transform var(--transition);
}

.service-card:hover .link-more svg {
  transform: translateX(5px);
}

/* ============================================================
   LIVE RATES TABLE
   ============================================================ */
.rates-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  border: 1px solid var(--border);
}

.rates-card__head {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 1.4rem 1.8rem;
  background: var(--navy);
  color: var(--white);
}

.rates-card__head h3 {
  color: var(--white);
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.rates-card__head h3 svg {
  width: 20px;
  height: 20px;
  color: var(--gold-2);
}

.rates-updated {
  font-size: 0.78rem;
  color: #a8b7d3;
}

.rates-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.94rem;
}

.rates-table th {
  text-align: left;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--slate);
  background: var(--off-white);
  padding: 0.9rem 1.8rem;
}

.rates-table td {
  padding: 1rem 1.8rem;
  border-top: 1px solid var(--border);
}

.rates-table tbody tr {
  transition: background var(--transition);
}

.rates-table tbody tr:hover {
  background: #fdf9ee;
}

.pair-cell {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-weight: 700;
  color: var(--navy);
}

.flag {
  width: 34px;
  height: 24px;
  border-radius: 5px;
  display: grid;
  place-items: center;
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--white);
  background: var(--navy-3);
  flex: none;
  letter-spacing: 0.03em;
}

.flag--gold {
  background: linear-gradient(135deg, var(--gold), var(--gold-2));
  color: var(--navy-ink);
}

.rate-cell {
  font-family: var(--font-head);
  font-weight: 700;
}

.change-cell {
  font-weight: 700;
  font-size: 0.86rem;
}

.change-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  padding: 0.25rem 0.7rem;
  border-radius: 999px;
}

.change-chip.up {
  background: #e6f8ee;
  color: #178a48;
}

.change-chip.down {
  background: #fdeaed;
  color: #c53044;
}

/* ============================================================
   FEATURE SPLIT (Image + Text)
   ============================================================ */
.split-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4.5rem;
  align-items: center;
}

.split-grid--reverse > .split-media {
  order: 2;
}

.split-media {
  position: relative;
}

.split-media .media-frame {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.split-media .media-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 3.1;
}

.split-media::before {
  content: "";
  position: absolute;
  inset: 22px -22px -22px 22px;
  border-radius: 24px;
  border: 2px solid var(--gold);
  z-index: -1;
  opacity: 0.55;
}

.float-chip {
  position: absolute;
  background: var(--white);
  border-radius: 14px;
  box-shadow: var(--shadow-md);
  padding: 0.9rem 1.2rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  animation: floaty 5s ease-in-out infinite;
}

.float-chip .ic {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--gold), var(--gold-2));
  color: var(--navy-ink);
  flex: none;
}

.float-chip .ic svg {
  width: 19px;
  height: 19px;
}

.float-chip small {
  display: block;
  color: var(--slate);
  font-weight: 500;
}

.float-chip--tl { top: -20px; left: -20px; }
.float-chip--br { bottom: -20px; right: -16px; animation-delay: 1.4s; }

@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.check-list {
  display: grid;
  gap: 1rem;
  margin: 1.8rem 0 2.2rem;
}

.check-list li {
  display: flex;
  gap: 0.85rem;
  align-items: flex-start;
}

.check-list .tick {
  flex: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(201, 162, 39, 0.15);
  color: var(--gold);
  margin-top: 2px;
}

.check-list .tick svg {
  width: 14px;
  height: 14px;
}

.check-list b {
  display: block;
  font-family: var(--font-head);
  font-size: 0.98rem;
}

.check-list span {
  font-size: 0.9rem;
  color: var(--slate);
}

.section--navy .check-list span {
  color: #b9c6dd;
}

.section--navy .check-list b {
  color: var(--white);
}

/* ============================================================
   PROCESS STEPS
   ============================================================ */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.6rem;
  counter-reset: step;
}

.step-card {
  position: relative;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  padding: 2.2rem 1.7rem 2rem;
  backdrop-filter: blur(6px);
  transition: var(--transition);
}

.step-card:hover {
  transform: translateY(-7px);
  border-color: rgba(201, 162, 39, 0.55);
  background: rgba(255, 255, 255, 0.1);
}

.step-card .step-num {
  position: absolute;
  top: 1.2rem;
  right: 1.4rem;
  font-family: var(--font-head);
  font-size: 2.6rem;
  font-weight: 800;
  color: rgba(201, 162, 39, 0.28);
}

.step-card .step-icon {
  width: 56px;
  height: 56px;
  border-radius: 15px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--gold), var(--gold-2));
  color: var(--navy-ink);
  margin-bottom: 1.3rem;
}

.step-card .step-icon svg {
  width: 26px;
  height: 26px;
}

.step-card h3 {
  color: var(--white);
  font-size: 1.08rem;
  margin-bottom: 0.55rem;
}

.step-card p {
  font-size: 0.9rem;
  color: #b3c1da;
}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.6rem;
}

.testimonial {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2rem 1.8rem;
  transition: var(--transition);
  position: relative;
}

.testimonial:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.testimonial .quote-mark {
  font-family: var(--font-head);
  font-size: 3.6rem;
  line-height: 1;
  color: var(--gold-soft);
  font-weight: 800;
  margin-bottom: -0.4rem;
}

.testimonial .stars {
  display: flex;
  gap: 0.2rem;
  color: var(--gold);
  margin-bottom: 0.9rem;
}

.testimonial .stars svg {
  width: 16px;
  height: 16px;
}

.testimonial p {
  font-size: 0.94rem;
  color: var(--slate);
  margin-bottom: 1.4rem;
}

.testimonial .person {
  display: flex;
  align-items: center;
  gap: 0.8rem;
}

.testimonial .avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-family: var(--font-head);
  font-weight: 700;
  color: var(--white);
  background: linear-gradient(135deg, var(--navy), var(--navy-3));
  border: 2px solid var(--gold);
  flex: none;
}

.testimonial .person b {
  display: block;
  font-size: 0.94rem;
}

.testimonial .person small {
  color: var(--slate-light);
  font-size: 0.8rem;
}

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
  position: relative;
  border-radius: 26px;
  padding: 4.5rem 3rem;
  text-align: center;
  background:
    radial-gradient(600px 300px at 90% 0%, rgba(201, 162, 39, 0.25), transparent 60%),
    linear-gradient(135deg, var(--navy-ink), var(--navy-2));
  overflow: hidden;
}

.cta-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 44px 44px;
  pointer-events: none;
}

.cta-banner h2 {
  color: var(--white);
  font-size: clamp(1.7rem, 3.4vw, 2.5rem);
  margin-bottom: 0.9rem;
  position: relative;
}

.cta-banner p {
  color: #bcc9e0;
  max-width: 560px;
  margin: 0 auto 2.2rem;
  position: relative;
}

.cta-banner .hero-cta {
  justify-content: center;
  margin-bottom: 0;
  position: relative;
}

/* ============================================================
   PAGE HERO (Inner pages)
   ============================================================ */
.page-hero {
  position: relative;
  padding: 170px 0 90px;
  text-align: center;
  color: var(--white);
  background:
    radial-gradient(700px 360px at 80% -10%, rgba(201, 162, 39, 0.2), transparent 60%),
    linear-gradient(150deg, var(--navy-ink), var(--navy) 60%, var(--navy-3));
  overflow: hidden;
}

.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: 52px 52px;
  mask-image: radial-gradient(circle at 50% 0%, black 20%, transparent 75%);
  pointer-events: none;
}

.page-hero h1 {
  color: var(--white);
  font-size: clamp(2.1rem, 4.4vw, 3.1rem);
  margin-bottom: 0.9rem;
  position: relative;
}

.page-hero h1 span {
  background: linear-gradient(90deg, var(--gold), var(--gold-2));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.page-hero p {
  color: #c0cddf;
  max-width: 620px;
  margin-inline: auto;
  position: relative;
}

.breadcrumb {
  display: inline-flex;
  gap: 0.55rem;
  font-size: 0.84rem;
  color: #9db0cf;
  margin-top: 1.4rem;
  position: relative;
}

.breadcrumb a {
  color: var(--gold-2);
}

.breadcrumb a:hover {
  text-decoration: underline;
}

/* ============================================================
   SERVICE DETAIL CARDS (services page)
   ============================================================ */
.service-detail {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  padding: 3.4rem 0;
}

.service-detail + .service-detail {
  border-top: 1px dashed var(--border);
}

.service-detail--reverse > .split-media {
  order: 2;
}

.service-detail .tag {
  display: inline-block;
  padding: 0.32rem 0.9rem;
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  background: rgba(201, 162, 39, 0.12);
  margin-bottom: 1rem;
}

.service-detail h3 {
  font-size: 1.65rem;
  margin-bottom: 0.8rem;
}

.service-detail > div > p {
  color: var(--slate);
  margin-bottom: 1.4rem;
}

.mini-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.8rem;
  margin-bottom: 1.8rem;
}

.mini-features li {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
}

.mini-features svg {
  width: 17px;
  height: 17px;
  color: var(--gold);
  flex: none;
}

/* ============================================================
   FORMS (Quote / Contact)
   ============================================================ */
.form-card {
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
  padding: 2.6rem;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.3rem;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group.full {
  grid-column: 1 / -1;
}

.form-group label {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 0.45rem;
}

.form-group label span {
  color: #c53044;
}

.form-group input,
.form-group select,
.form-group textarea {
  font-family: var(--font-body);
  font-size: 0.98rem;
  color: var(--navy);
  background: var(--off-white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 0.9rem 1.05rem;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  width: 100%;
}

.form-group select {
  appearance: none;
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230a1e3f' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
}

.form-group textarea {
  resize: vertical;
  min-height: 130px;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  background: var(--white);
  box-shadow: 0 0 0 4px rgba(201, 162, 39, 0.15);
}

.form-note {
  font-size: 0.8rem;
  color: var(--slate-light);
  margin-top: 0.9rem;
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.form-note svg {
  width: 15px;
  height: 15px;
  color: var(--gold);
  flex: none;
}

.form-error {
  display: none;
  font-size: 0.78rem;
  color: #c53044;
  margin-top: 0.35rem;
}

.form-group.invalid input,
.form-group.invalid select,
.form-group.invalid textarea {
  border-color: #c53044;
}

.form-group.invalid .form-error {
  display: block;
}

.form-success {
  display: none;
  align-items: flex-start;
  gap: 0.8rem;
  background: #e6f8ee;
  border: 1px solid #b9e8cd;
  color: #146c39;
  border-radius: var(--radius-sm);
  padding: 1rem 1.2rem;
  font-size: 0.92rem;
  margin-bottom: 1.4rem;
}

.form-success svg {
  width: 20px;
  height: 20px;
  flex: none;
  margin-top: 2px;
}

.form-success.show {
  display: flex;
}

/* Quote estimate box */
.quote-estimate {
  margin-top: 1.6rem;
  border-radius: var(--radius-sm);
  border: 1.5px dashed var(--gold);
  background: #fdf9ee;
  padding: 1.3rem 1.4rem;
  display: none;
}

.quote-estimate.show {
  display: block;
}

.quote-estimate .row {
  display: flex;
  justify-content: space-between;
  font-size: 0.92rem;
  padding: 0.3rem 0;
  color: var(--slate);
}

.quote-estimate .row.total {
  border-top: 1px solid var(--gold-soft);
  margin-top: 0.5rem;
  padding-top: 0.7rem;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.1rem;
  color: var(--navy);
}

.quote-estimate .row.total b {
  color: var(--gold);
}

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 3.5rem;
  align-items: start;
}

.contact-info-card {
  background: linear-gradient(160deg, var(--navy), var(--navy-3));
  border-radius: var(--radius);
  padding: 2.6rem;
  color: var(--white);
  position: sticky;
  top: 110px;
}

.contact-info-card h3 {
  color: var(--white);
  font-size: 1.4rem;
  margin-bottom: 0.8rem;
}

.contact-info-card > p {
  color: #b9c6dd;
  font-size: 0.94rem;
  margin-bottom: 2rem;
}

.contact-line {
  display: flex;
  gap: 1rem;
  padding: 1.1rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  align-items: flex-start;
}

.contact-line .ic {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  flex: none;
  display: grid;
  place-items: center;
  background: rgba(201, 162, 39, 0.16);
  color: var(--gold-2);
}

.contact-line .ic svg {
  width: 20px;
  height: 20px;
}

.contact-line b {
  display: block;
  font-size: 0.95rem;
  color: var(--white);
}

.contact-line span {
  font-size: 0.86rem;
  color: #a9b8d4;
}

.hours-list {
  display: grid;
  gap: 0.45rem;
  font-size: 0.88rem;
  color: #b9c6dd;
}

.hours-list li {
  display: flex;
  justify-content: space-between;
}

.hours-list b {
  color: var(--gold-2);
  font-weight: 600;
}

/* ============================================================
   FAQ
   ============================================================ */
.faq-list {
  max-width: 820px;
  margin-inline: auto;
  display: grid;
  gap: 1rem;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: var(--transition);
}

.faq-item.open {
  border-color: var(--gold);
  box-shadow: var(--shadow-sm);
}

.faq-q {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 1.2rem 1.5rem;
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-head);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
}

.faq-q .chev {
  flex: none;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(201, 162, 39, 0.12);
  color: var(--gold);
  transition: transform var(--transition);
}

.faq-q .chev svg {
  width: 15px;
  height: 15px;
}

.faq-item.open .chev {
  transform: rotate(180deg);
  background: var(--gold);
  color: var(--navy-ink);
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}

.faq-a p {
  padding: 0 1.5rem 1.3rem;
  font-size: 0.93rem;
  color: var(--slate);
}

/* ============================================================
   FLOATING BUTTONS (WhatsApp / Back-to-top)
   ============================================================ */
.fab-whatsapp {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 900;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #20b358;
  color: var(--white);
  box-shadow: 0 12px 30px rgba(32, 179, 88, 0.45);
  transition: var(--transition);
}

.fab-whatsapp:hover {
  transform: scale(1.08) translateY(-3px);
}

.fab-whatsapp svg {
  width: 28px;
  height: 28px;
}

.fab-whatsapp::after {
  content: "Chat with us";
  position: absolute;
  right: 70px;
  top: 50%;
  transform: translateY(-50%);
  background: var(--navy);
  color: var(--white);
  font-size: 0.76rem;
  font-weight: 600;
  padding: 0.4rem 0.8rem;
  border-radius: 8px;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: var(--transition);
}

.fab-whatsapp:hover::after {
  opacity: 1;
}

.back-top {
  position: fixed;
  right: 22px;
  bottom: 94px;
  z-index: 900;
  width: 46px;
  height: 46px;
  border-radius: 12px;
  border: none;
  display: grid;
  place-items: center;
  background: var(--navy);
  color: var(--gold-2);
  cursor: pointer;
  box-shadow: var(--shadow-md);
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: var(--transition);
}

.back-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-top:hover {
  background: var(--gold);
  color: var(--navy-ink);
}

.back-top svg {
  width: 20px;
  height: 20px;
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--navy-ink);
  color: #aebbd4;
  padding: 4.5rem 0 0;
  border-top: 3px solid var(--gold);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 3rem;
  padding-bottom: 3rem;
}

.site-footer h4 {
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 1.2rem;
}

.site-footer p {
  font-size: 0.9rem;
  margin-bottom: 1.4rem;
}

.footer-links {
  display: grid;
  gap: 0.65rem;
}

.footer-links a {
  font-size: 0.9rem;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}

.footer-links a::before {
  content: "›";
  color: var(--gold);
  font-weight: 700;
}

.footer-links a:hover {
  color: var(--gold-2);
  transform: translateX(4px);
}

.social-row {
  display: flex;
  gap: 0.7rem;
}

.social-row a {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, 0.07);
  color: #c6d2e6;
  transition: var(--transition);
}

.social-row a:hover {
  background: var(--gold);
  color: var(--navy-ink);
  transform: translateY(-3px);
}

.social-row svg {
  width: 17px;
  height: 17px;
}

.newsletter-form {
  display: flex;
  gap: 0.5rem;
  margin-top: 0.4rem;
}

.newsletter-form input {
  flex: 1;
  min-width: 0;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 10px;
  padding: 0.75rem 0.95rem;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.88rem;
  outline: none;
  transition: var(--transition);
}

.newsletter-form input::placeholder {
  color: #7f8fb0;
}

.newsletter-form input:focus {
  border-color: var(--gold);
}

.newsletter-form button {
  flex: none;
  width: 46px;
  border: none;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--gold), var(--gold-2));
  color: var(--navy-ink);
  cursor: pointer;
  display: grid;
  place-items: center;
  transition: var(--transition);
}

.newsletter-form button:hover {
  transform: translateY(-2px);
}

.newsletter-form button svg {
  width: 18px;
  height: 18px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 1.4rem 0;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.8rem;
  font-size: 0.82rem;
}

.footer-bottom a:hover {
  color: var(--gold-2);
}

/* ============================================================
   TRUST BADGES STRIP
   ============================================================ */
.trust-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.4rem;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.4rem 1.5rem;
  transition: var(--transition);
}

.trust-item:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
  border-color: rgba(201, 162, 39, 0.5);
}

.trust-item .ic {
  flex: none;
  width: 52px;
  height: 52px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--navy), var(--navy-3));
  color: var(--gold-2);
}

.trust-item .ic svg {
  width: 25px;
  height: 25px;
}

.trust-item b {
  display: block;
  font-family: var(--font-head);
  font-size: 0.97rem;
}

.trust-item small {
  font-size: 0.8rem;
  color: var(--slate);
}

/* ============================================================
   REVEAL ANIMATIONS
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(34px);
  transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.2, 0.7, 0.2, 1);
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

.reveal[data-delay="1"] { transition-delay: 0.12s; }
.reveal[data-delay="2"] { transition-delay: 0.24s; }
.reveal[data-delay="3"] { transition-delay: 0.36s; }

@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .ticker-track { animation: none; }
  .float-chip { animation: none; }
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid .testimonial:last-child { grid-column: 1 / -1; }
  .trust-strip { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 2.5rem 1rem; }
  .stat:nth-child(2)::after { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2.4rem; }
}

@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; gap: 3rem; }
  .split-grid,
  .service-detail { grid-template-columns: 1fr; gap: 3rem; }
  .split-grid--reverse > .split-media,
  .service-detail--reverse > .split-media { order: 0; }
  .contact-grid { grid-template-columns: 1fr; }
  .contact-info-card { position: static; }

  /* Mobile nav */
  .nav-toggle { display: flex; }
  .nav-menu {
    position: fixed;
    inset: 0;
    flex-direction: column;
    justify-content: center;
    gap: 2rem;
    background: linear-gradient(160deg, var(--navy-ink), var(--navy-2));
    opacity: 0;
    visibility: hidden;
    transform: translateY(-12px);
    transition: var(--transition);
  }
  .nav-menu.open {
    opacity: 1;
    visibility: visible;
    transform: none;
  }
  .nav-menu .nav-link { font-size: 1.3rem; font-family: var(--font-head); }
  .nav-menu .nav-actions { flex-direction: column; margin-top: 1rem; }
  .nav-menu .nav-actions .btn { width: 220px; }
  .nav-actions.desktop-only { display: none; }
  .nav-menu .desktop-only-item { display: flex; }
}

@media (min-width: 901px) {
  .nav-menu .desktop-only-item { display: none; }
}

@media (max-width: 640px) {
  .section { padding: 70px 0; }
  .form-grid { grid-template-columns: 1fr; }
  .services-grid,
  .steps-grid,
  .testimonials-grid,
  .trust-strip,
  .footer-grid { grid-template-columns: 1fr; }
  .testimonials-grid .testimonial:last-child { grid-column: auto; }
  .hero { padding: 150px 0 80px; }
  .hero-card { padding: 1.5rem; }
  .converter .field { flex-direction: column; }
  .swap-btn { align-self: center; margin: 0; transform: rotate(90deg); }
  .swap-btn:hover { transform: rotate(270deg); }
  .float-chip { display: none; }
  .rates-card__head, .rates-table th, .rates-table td { padding-left: 1rem; padding-right: 1rem; }
  .rates-table { font-size: 0.84rem; }
  .hide-mobile { display: none; }
  .form-card { padding: 1.7rem; }
  .cta-banner { padding: 3.2rem 1.6rem; }
  .hero-cta .btn { width: 100%; }
}